Prepaid no name ATM debit card, you will have access
for payment transactions at point of sales, online
purchases and ATM withdrawals.
much is the No Name ATM card? Only
$100 with free shipping.
Can be delivered with fed ex for
additional cost. Card shipped direct from the bank.
What happens if my card is lost or stolen?
Contact Card Services. This information arrives with
your card. A fee will be charged for the replacement
card and it will be mailed to you.
What qualifications do I need?
There is no qualifying process for the ATM Card, as the money available on the card
belongs to the cardholder. There are no requirements
needed: no credit checks, no employment checks, no
utility bills needed or lengthy applications required
to acquire the card.
Do I need
identification? We require you to provide
only your SSN, Passport or Driving License number
on the online card activation form and
your ID copy. You
need to use your real ID number because it
may be verified later on. We also need a
phone number on your account.
Are there any
requirements for your cards? None, everyone
is 100% approved. There is no credit check,
employment verification and no utility bill
Why do people consider acquiring this card?
The card is perfect for:
• Anyone who wants to better track his or her spending
• Anyone uncomfortable carrying cash
• Anyone traveling and not wanting to carry a lot of
• Anyone without a bank account
• Teens and students: a way to keep allowance money,
extra cash, or school funds in a pocket for controlled
• Anyone seeking cash withdrawals from ATM's
Where can I use my ATM Card?
The ATM Card may be used at automatic teller
machines (ATMs) to withdraw cash or check the cash
balance on the card. It may also be used at any
locations that accept ATM cards at point-of-sale and
Is the ATM Card safe?
Cardholders are assigned a secure PIN (Personal
Identification Number), so the card may be used by
only the cardholder or someone to whom the PIN has
PLEASE NOTE: You assume responsibility for all
transactions arising from use of the Card by any
person you have authorized or otherwise permitted to
do so. The PIN is your Personal Identification Number.
Communicating your PIN to any individual constitutes
your authorization of that individual for unlimited
use of your card. Never communicate your PIN by voice
or in writing. Provide your PIN only to established
merchants by keystroke into a secure electronic
system. If you have authorized another person to use
the Card in any manner, that authorization shall be
deemed to include the authorization to make
withdrawals or transfers of funds from your Account,
and such authorization shall be deemed to continue
If I want an ATM Card, what do I do?
Simply order card. We accept bank wire transfers,
e-gold, moneygram and western union.
Is there a limit to the amount that I can load on
There is a $2,500 maximum stored-value limit. However,
the cards can be reloaded again and again. You can
order as many as you want and remain anonymous. You
can also increase your card limit amount with the card
issuer, but it needs an ID on file.
How would I transfer funds to a friend, family
member or business? Your ATM Card can be used to transfer funds to
any other ATM Card. In fact, you can make
multiple transfers in a day, so long as the maximum
daily cash withdrawal amount is not exceeded. This is
much more convenient and cost effective than
conventional means of transferring funds
Is there a limit to how much I can transfer to
There is a daily limit of $500 on card to card
What about an ATM withdrawal limit?
There is a daily limit of $500.00 on cash withdrawals,
subject to any limits imposed by the operators of
individual ATM machines.
if I want my funds out another way?
You can also withdraw from your card to a bank account
or receive a check. Once you activate your card and
login, you will find these functions in your control
Is there a limit on purchases?
There is a daily limit of $500. Cards are required to
have a minimum balance of $10.
Is the ATM Card a credit card?
The ATM Card is a stored-value, PIN-based
debit card. It manages expenditures effectively, as
only the amount loaded on the card is available for
Point-of-Sale purchases at retail locations, online or
cash withdrawals at ATMs. Thus, no credit fees,
overdraft charges, late fees, or interest charges are
ever added. The cardholder has access to only the
amount of money (or the remaining portion after
transactions) stored on the card. It's today's safe,
convenient, and flexible way to manage spending.
Does the card have an expiration date?
No, as long as the card continues to have activity. A
card will be deactivated once a card has no balance
and no activity for three consecutive months. Please
see the Terms and Conditions that came with your card.
How can I check my card balance and account
Account activity and balances can be easily checked on
the Internet by going to the web site provided to you
when you received your card and entering the card
number with your Internet Access Code and Date of
Birth (one you used on sign up). Balances may also be
checked by phone by calling Customer Card Service or
at an ATM machine.
languages are available in the card control platform?
English and Spanish.
What happens if I need to return an item I bought
with the card?
The merchant would handle the return just like they
would any other ATM card purchase, based on the
guidelines laid out in their store policy manual.
What are the benefits of my having an ATM
• A name on the card is not necessary
• A PIN is used for security
• Easily replaced if lost or stolen
• Access to funds in local currencies, 24 hours a day,
at ATMs worldwide
• Receive quick access to the balance from an ATM as
soon as funds are credited to the card account
• No bank account is required, you remain anonymous
• Money can be transferred instantly from one card to
• The card may be used at locations around the world
• The card is rechargeable
• The card is accepted by millions of merchants and
ATM machines around the world where you see the logo
• The card can be used to buy items securely at select
merchants on the Internet where you find the card logo
What if I do not remember my PIN?
PLEASE NOTE: For security reasons, only you as
the cardholder know the PIN you selected at activation
for your card. If you forget your PIN, you must
acquire and activate an additional card. You may then
transfer the balance of funds from your former card to
your newly activated card.
Can I have multiple ATM Cards?
Yes, you may have multiple cards. There is no limit on
how many cards you order.
Why am I getting “Insufficient Funds” when I
attempt to make a gas purchase at a ‘Pay-at-the-Pump’?
I know I have money on my card!
When you insert your card and enter your PIN, a
pay-at-the-pump machine may check to see if you have
from $25 to $75 dollars on the card to secure your
purchase (the most common we’ve seen is $50 but
merchants vary). The merchant then places a ‘hold’ on
that amount and authorizes your purchase. After your
purchase is complete, a request for the exact amount
of your purchase is submitted for processing through
the bank. Upon settlement, the hold on your card is
released. If, however, your card has less than the
‘hold amount,’ it will not allow the transaction to
take place and you may get an “Insufficient Funds”
While the transaction is being processed, your card
will not have the ‘hold amount’ available for use.
Again, this is how merchants have their
‘pay-at-the-pump’ systems set up.
Another point of interest is that if your card account
has $100 and you perform a ‘pay-at-the-pump’ purchase
of $10, your account available balance may show $50
after the transaction. Once the transaction settles,
the ‘hold amount,’ in this case $50, will be released
and the card will reflect an available balance of $90.
I attempted a withdrawal from an ATM. I never
received any funds; however, when I check my card
balance, it reflects a debit in the amount that I
attempted. But I never received any money! How and to
whom do I submit a dispute for funds?
ALWAYS KEEP YOUR RECEIPT.
This is the information you would submit to file a
The card number of the card being disputed
Date/Time of the transaction
Transaction Sequence number from the ATM
Switch Sequence Number
All of these items can be found on the ATM receipt. Be
prepared to fax, scan and email, or mail a copy of the
receipt to card issuer.
After I file a dispute, how long before I can
expect to see my funds credited back to my card?
According to federal regulations the bank has up to 10
days from the date the dispute is presented to the
bank in order to issue a ‘provisional credit’. The
bank then has 45 days to finish their investigation of
the dispute. Upon completion of the investigation the
bank will make known their findings and either make
permanent the credited amount, or debit the
Quick Summary of ATM Card facts
Account Balance Limit (total) $2,500 Loading Limit
Up to $2,500 per day Cash Withdrawal Limit at ATM
$500 per day (subject to machine limits) Point-of-Sale
$500 per day Cash Withdrawal Limit
No name required on card
Bank Wire Transfer
ACH to Card
Card to Card
*Please note: certain limits may be adjusted on an
individual case basis with additional security
How do I activate my card?
Your card must be registered by your card's
distributor prior to activation. All information used
for activation must be exactly the same as that used
to register your card.
The amount loaded on the card is
available for purchases or cash withdrawals. Thus, no credit
fees, overdraft charges, late fees, or interest charges are ever
added. The cardholder has access to only the amount of money (or
the remaining portion after transactions) stored on the card.
Load (Wire Transfer) 4.95
Lost Card Replacement 29.95
Card Deactivation 1.00
Account Dormancy 3.00
Monthly Account Service Fee 4.95
Bank Account to Card Transfer 3.00
Card to Bank Account Transfer 3.00
Card to Card Transfer 3.00
ATM Balance Inquiry/Denied Inquiry - International 0.50
ATM Balance Inquiry/Denied Inquiry 0.50
ATM Withdrawal - International (Denied) 1.20
ATM Withdrawal - International 4.50
ATM Withdrawal - US (Denied) .60
ATM Withdrawal - US 1.50
Card to Check 4.95
like a credit card?
No, this is a
prepaid/stored value card. You load it
with your own money and cannot spend
more than has been loaded to the card
Can I transfer
funds from my ATM Card to
my bank account? No.
Why is the
ATM card so good for traveling? No
need to use foreign exchange, you can simply
withdraw local currency from an ATM in the
local country. The card can also be used at
Can I order the card for someone else?
Yes. Just provide the name and address
and we will ship the ATM card to them. All
they need to do is activate it once they
receive it. If the ATM card is a gift, we
can also send it in a gift card.
How do I load/fund my card? ACH
(Automated Clearing House),
International Bank Transfer (wire,
direct payroll deposit
Can other people load my
you can receive bank wire transfers,
direct payroll deposit
to card transfers. You can receive payment
for any goods or services you may provide.
How do I order?
We accept bank wire transfers, western union, web money,
e-bullion, moneybookers and e-gold.
Disclaimer: EMDS is not a bank and does not claim to be a
bank or an Issuer of Debit/Credit-Cards. EMDS is an independent
agent only and consulting entities & persons. EMDS is not liable
for the functionality or service of the card(s) itself. This
website and any information are strictly confidential and may
contain information that is exempt from disclosure under
applicable law. If you are not allowed to view and/or use our
service, you are hereby notified that any dissemination,
distribution or copying of this communication is strictly
prohibited and we are not liable for any damage caused to you.
If you have more questions: